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FinCEN Residential Real Estate Rule Put on Hold
April 1, 2026
A recent federal court ruling has put FinCEN’s new Residential Real Estate Anti-Money Laundering (AML) Rule on hold, creating uncertainty for real estate professionals nationwide. On March 19, 2026, a Texas district court vacated the rule, finding that FinCEN exceeded its authority, and the agency has confirmed that reporting, which was scheduled to begin March 1, 2026, is not currently required while the decision stands.
The rule’s future now depends on whether the Department of Justice appeals or seeks to reinstate the requirements during litigation. The National Association of REALTORS® continues to support practical, risk-based efforts to combat illicit finance and will keep members informed as this situation evolves.
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