Insurance

Being a REALTOR® has its privileges. Members have expressed that access to insurance would be one of the greatest benefits we could offer. Both the Georgia Association of REALTORS® and the National Association of REALTORS® have bargained with quality insurance providers on behalf of the membership to provide great coverage at great rates -- E&O, health, dental, vision, home, auto -- whatever your needs, we've got you covered!

GAR Health Insurance

GAR Health Insurance Exchange

Open enrollment is ongoing. Medical insurance is important and under the Affordable Care Act, all US citizens must have health insurance or pay a penalty*. We realize that navigating the healthcare maze may be challenging, and that's why we've created a private exchange exclusively for GAR members.

www.GARexchange.com (password "GAR") was designed with you in mind. It's easy to navigate, offers multiple insurance carriers for you to choose from and best of all, the most competitive rates. You will find everything you need to insure your peace of mind. If you have questions, please call the GAR call center at (866) 268-1845 - we're ready and willing to help!
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Aflac

Looking for a way to give your financial security a boost? That's why you need insurance from Aflac. In case of an accident or illness, Aflac insurance policies pay cash benefits directly to you, unless assigned, regardless of any other insurance you may have.
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Kind Health

GAR has partnered with Kind Health (formerly eREHI) and ETMG, LLC, to build a benefits package to suit the lifestyle, needs, and budget of GAR members.
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Lighthouse Benefit Resources

GAR has partnered with Kind Health (formerly eREHI) and ETMG, LLC, to build a benefits package to suit the lifestyle, needs, and budget of GAR members.
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Georgia Drug Card

GARexchange.com, brought to you by Lighthouse Benefit Resources, provides a private health insurance exchange designed exclusively for GAR members. From health and dental insurance to long term care, telemedicine, pet insurance and more, you and your family can save money with top-rated companies, offering the lowest prices and best providers available in your market.
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Nationwide Insurance

As a Georgia Association of REALTORS® member, you can save with special discounts on auto insurance. In addition, when you add features like Vanishing Deductible®, you can also take $100 off your deductible for every year of safe driving, for a total of $500 in savings.
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Pearl Insurance

As a Pearl E&O insured, you'll receive valuable risk management tools and services to help educate you on effectively minimizing your legal liability. All attendees of our Risk Management Seminars are eligible for premium credits. In addition, you'll gain access to our entire online library of monthly Risk Managers and receive mailings of our quarterly newsletters.
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NAR REALTORS® Insurance Marketplace

The only REALTOR® exclusive one-stop shopping site for health and wellness needs including: a private Major Medical exchange for members, short term medical, limited medical indemnity, dental plans, a free prescription drug card, and more to come.
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The Marketplace features the following products:

Major Medical Health Insurance Exchange

The major medical health insurance policies available via the exchange feature HMOs, PPOs, High Deductible (Catastrophic) Plans and plans that qualify for Health Savings Accounts through nationally recognized and top-rated insurance carriers.
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SMART Temporary Medical Insurance

Designed to be an affordable temporary medical policy which can last from 30 days to 6 months, short term health insurance provides quality coverage if you experience a gap between longer-term policies.
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Members TeleHealth

Access a network of over 2,300 U.S. state licensed and board-certified physicians and therapists for non-emergency medical issues through telephone, smartphone or tablet app, web chat, or email.
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Members Supplemental Health Plans

Members Supplemental Health Plans are designed to be combined with major medical health insurance plans that have high deductibles, coinsurance, and/or co-pays. These plans help pay for services and out-of-pocket expenses that your regular insurance does not cover.
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REALTORS® Dental Insurance

REALTORS® Dental Insurance plans are the only dental plans designed exclusively for NAR members and their families. Plans provide coverage for preventive, basic, and major dental expenses with the dentist of your choice. There are four plans to choose from and most plans include bonus benefits like orthodontia, professional whitening, dental rewards, and more.
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REALTORS® Vision Insurance

REALTORS® Vision Insurance is designed exclusively for members of NAR and their families. There are two guarantee issue group plans from which to choose: a PPO option and a non-PPO option. Both provide great, competitive rates and include annual eye exam benefits and savings on frames, lenses, and contact lenses.
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Drug Card America

Drug Card America is a free discount prescription drug card available to NAR members. This card is designed to help lower the cost of many prescription drugs and may be used at over 60,000 pharmacies nationwide.
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Auto, Home & Renters Insurance

Liberty Mutual

As a long-standing partner, Liberty Mutual has successfully helped thousands of REALTORS® protect their most valuable assets with special savings from NAR's exclusive auto, home and renter's insurance provider.
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